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Take Control of Your Finances: Unlock the Power of Personalised Financial Planning with Your Own App for just £6.99 per month!

The End-user Financial Planning App for just £6.99 per month!

HapNav, the Happiness Navigator, was shortlisted as a finalist at the 2022 Investment Life & Pensions Moneyfacts Awards for its exemplary use of technology in the investment life and pensions sector.

Plan with confidence and achieve your financial goals with lifetime cash flow forecasting. Our tool provides a clear and accurate picture of your future cash flows, allowing you to make informed investment decisions and plan for long-term financial success.


With lifetime cash flow forecasting, you can:

  • Identify potential cash flow shortfalls and take action to avoid them.

  • Understand the impact of different "what-if" scenarios on your future cash flows.

  • Make informed decisions about when to set goals.

  • Plan for future expenses and retirement.

  • Check the adequacy of capital for living longer better.

  • Make more informed decisions on lifetime gifts as part of legacy planning.

  • Monitor your progress and adjust your strategy as needed.

Our lifetime cash flow forecasting tool is affordable at just £6.99 per month, easy to use, and provides detailed and actionable information. Don't leave your financial future to chance - take control with lifetime cash flow forecasting. Choose your plan today.

HapNav Training

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Free to Academy Subscribers

HapNav Training & Support


Join us live for our upcoming HapNav Mastery course, starting Wednesday, 7th August 2024, at 4:00 PM London time. 

HapNav Mastery Live


Welcome to the official Vimeo channel for HapNav - The Happiness Navigator! Video Library.

How to use HapNav 

World First - You Own The App!

Introducing the world's first customer-centric financial planning app, fueled by Open Banking technology, where you take the reins as the financial planner while we supply the tools and expertise.

By integrating our educational and empowerment tools into your practice, we can ensure you are providing fair and equitable treatment to all clients, particularly those who are vulnerable. This adherence not only ensures compliance with regulations but also strengthens your commitment to ethical practice and enhances your brand reputation.

This cutting-edge solution grants users unprecedented control over their financial planning by harnessing the power of Open Banking, allowing secure and efficient access and management of their finances. The app enables seamless expense tracking, savings and investment monitoring, and future financial goal planning.

Numerous advantages stem from this user-driven financial planning app powered by Open Banking. It streamlines financial planning, providing a real-time, holistic view of users' finances and enabling informed decision-making based on precise and current information. Furthermore, it fosters financial literacy and motivates users to manage their finances actively, resulting in improved financial outcomes and enhanced stability. This app empowers users to take command of their financial destiny and achieve their objectives.


Unparalleled Visibility & Control Over Your Financial Life

Integrating a lifetime cashflow modelling calculator with open banking can be a game-changer for financial planning and wealth management. Here are some of the advantages of using this innovative technology:


Accurate cash flow projections: Open banking integration allows the lifetime cash flow modelling calculator to access your real-time financial data, including transaction history, account balances, and other financial information. This enables the calculator to create highly accurate cash flow projections so that you can make better-informed financial decisions.


Comprehensive financial planning: With open banking integration, the lifetime cashflow modelling calculator can provide a complete picture of your financial situation, including income, expenses, assets, and liabilities. This allows you to create a comprehensive financial plan that takes into account all aspects of your financial life.


Automated budgeting: The lifetime cashflow modelling calculator can automatically categorise your transactions and track your spending, making it easy to create a budget and stick to it. With open banking integration, the calculator can also automatically update your budget as your financial situation changes.


Easy monitoring of your progress: The lifetime cashflow modelling calculator allows you to track your progress towards your financial goals in real-time, providing you with valuable insights into your spending habits, savings, and investment portfolio. With open banking integration, the calculator can also automatically update your progress, making it easy to stay on track.


Security: Open banking integration allows the lifetime cashflow modelling calculator to access your financial data in a secure and compliant manner, ensuring that your personal and financial information is protected.


Integration: The lifetime cashflow modelling calculator can integrate with various financial institutions and accounts, giving you a single view of your finances.


Integrating a lifetime cashflow modelling calculator with open banking can provide you with unparalleled visibility and control over your financial life, enabling you to make better-informed financial decisions and reach your financial goals faster. With so many features and benefits, it's a great choice for anyone looking to improve their financial situation.

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